Independent Automotive Consultant Vehicle Engineer and Assessor

Vehicle Inspections / Consistency Reports / Diminution / Pre-Purchase Inspections / Vehicle Accident Damage Reports

Vehicle Inspections Nationwide

Welcome to inSPect. Automotive  Consultant Vehicle Engineer & Assessor based in Bradford, West Yorkshire UK. inSPect: MIMI, MSOE, MIRTE.  With  48 years experience within the automotive industry, from panel beater to managing several large and busy body shops in the West Yorkshire area, including Bradford, Leeds, Huddersfield.

inSPect engineer-assessor Steve Peary offers an unrivalled reliability and professionalism to vehicle assessment.

Insurers / Solicitors / Repairers

inSPect vehicle inspection engineers provides unrivalled reliabilty and professionalism to Insurance Companies, Solicitors, Accident Management Companies, Car Hire Firms, Private Individuals, independent garages when it comes to producing accurate vehicle inspection reports. Once your instruction has been received , you will usually be provided with an electronic/hard copy report with high quality digital images usually with 48 to 72 hours.

For the record, I have been in the Accident Repair Industry for 48 years. From shop floor (13 years) to senior Bodyshop Management (18 years) to my present position 17 years), During this time I have been involved with either the repair, estimating, overseeing or inspecting in the region of 50,000 vehicles.

On the basis of the above mentioned I deem myself as a seasoned professional engineer whom is suitably qualified to comment with authority on numerous aspects of vehicle damage, accident consistency, repair method, associated repair costs and repair viability.

Rick Webb

/ Nationwide Images Assessors (UK) Ltd

“We have worked with Steve now for approx two years and in that time have found his reliability, his professionalism to vehicle assessment and accuracy to detail are first class. Steve delivers exactly what he promises, well presented reporting, an excellent service and is always pleased to help and assist in any matters within his expertise.”

Suzanne Bamber

/ Principle Solicitor and Director. Bamber & Co Solicitors Ltd

I have been using Inspect engineers for over 8 years now and find their service excellent. I continue to be impressed with their prompt and accurate engineer report service. A truly nationwide service meeting both my needs and those of my clients. Inspect can be relied upon to provide a quality service.

Jamil Mohammed

/ Hansards Solictors

"Steve Peary’s reports are of a consistently high standard. His expertise is excellent and he is, in my view, a leader in his field. In several years of working with Steve I have seldom seen his reports challenged or under scrutiny. Deservedly respected by solicitors and insurers alike. A joy to work with.”

Vehicle Inspection Services

What we offer

Inspection of accident damaged vehicles:

This involves first of all assessing all incident related damage. Ascertaining the correct repair method. Compiling an industry accepted Glassmatix Repair Estimate which provides a comprehensive breakdown of parts-parts costs selected for either replacement or repair. Labour repair times, labour rate, paint and materials costs, specialist charges and items subject to checking. Note: The correct repair method may be reconsidered in an attempt to ensure of the viability of the repair. However under no circumstances should this affect the safety of the vehicle or its occupants. Futher details of this are available upon request.

Vehicle valuations:

All valuations are compiled with the use of Glass’s Evaluator (where listed) which is run in conjunction with the Glassmatix Estimate. Where such does not list the vehicle in question then the internet is used to source the same or similar spec vehicle.

Post repair inspections:

Such is to determine if the repair has been carried out to a good-acceptable standard. It is essential that at the time of the aforementioned inspection that a comprehensive detailed estimate-repair invoice is available of the repairs carried out. What must be acknowledged is that with most vehicles, due to the level of both exterior and interior trims, access to either new or repaired panels can at times be somewhat limited.

Chassis/Steering geometry checks:

This can be arranged and overseen in conjunction with one of the area’s leading independent premier repairers.

Cash in lieu settlements:

Cash in lieu settlements (CIL) are requested where the preferred option is to accept a monetary cash settlement rather than have the vehicle repaired. This allows flexibility in deciding what course of action to take in respect of repairing andto what level or selling the vehicle in its damaged condition.

Accident consistency reports:

This is an area where it is of paramount importance that total impartiality is observed when attempting to determine the level of consistency. What has to be accepted is that the structure of most vehicle varies significantly, as does their resistance to impact and absorbency of their respective bumpers. Subsequently the level of damage or profile to one vehicle may not be reflected in the other. This applies even more so in respect of the relevant impacted areas of each vehicle. Paint transfer is also not often present due to the application of ‘clear over base’ paint materials.

Pre purchase inspection: (For registered total loss-repaired vehicles only).

I cannot stress enough that this is an area that is fraught with so many hidden agendas and it is therefore essential that professional advice and experience is sought prior to purchase.

Total loss categories:

A: For vehicles totally or almost totally destroyed and are to be crushed.
B: For spares only. (although have been known to be put back on the road)
C: Repair costs exceed the vehicles pre-accident valuation.
D: Repair costs are less than the vehicles pre-accident valuation.
X: Stolen recovered vehicles with none or little damage.

Note: The present system in many instances does not indicate the actual level of damage sustained or estimated cost repairs. Subsequently, dependant of the vehicles valuation a category D registered vehicle may have sustained a significantly higher level of damage than that of a category C registered vehicle.

Example:

Vehicle A. Pre-accident value: £3,500.00. Repair costs: £4,000.00. Total loss status. C.

Vehicle B. Pre-accident value: £5,000.00. Repair costs: £6,000.00. Total loss status. C.

Vehicle C. Pre-accident value: £18,000.00. Repair costs: £12,600.00. Total loss status. D.

Vehicle D. Pre-accident value: £27,500.00. Repair costs: £19,250.00. Total loss status. D.

Salvage:

This is often a contentious point as most insurers have a contract with salvage agents whereas the individual does not. This is an area where a mutually agreeable compromise should be made.

Right to retain salvage:

In most instances the vehicle owner has the right to retain the salvage of their vehicle.

Disputes: in respect of:

Repair method, repair quality, repair costs, repair viability, vehicle valuation, total loss category, incident consistency.

Mediation:

As in all walks of life there are times when disputes should end in compromise. It is on this basis that a professional such as myself has both the knowledge and many years of experience to agree a mutually acceptable compromise.

HPI checks:

An HPI check will depict if the vehicle has been registered as a previous total loss, date of such and total loss category. Any outstanding finance, number of owners. However regardless of the extent of damage the HPI list all vehicles as extensively damaged which certainly does not applicable in many instances.

Nous: (Rationality-reason-mind-sense-judgment-common sense).
The inclusion of the aforementioned may appear somewhat unusual. However I have, as most of us, come into contact with many professionals whom despite their experience and qualifications, lack several of the aforementioned and cannot colloquially speaking ‘think outside the box’.

Steve Peary. MIMI. MSOE. MIRTE

What services do I both provide and specialise in?

Inspection of accident damaged vehicles:

This involves first of all assessing all incident related damage. Ascertaining the correct repair method. Compiling an industry accepted Glassmatix Repair Estimate which provides a comprehensive breakdown of parts-parts costs selected for either replacement or repair. Labour repair times, labour rate, paint and materials costs, specialist charges and items subject to checking. Note: The correct repair method may be reconsidered in an attempt to ensure of the viability of the repair. However under no circumstances should this affect the safety of the vehicle or its occupants. Futher details of this are available upon request.

Vehicle valuations:

All valuations are compiled with the use of Glass’s Evaluator (where listed) which is run in conjunction with the Glassmatix Estimate. Where such does not list the vehicle in question then the internet is used to source the same or similar spec vehicle.

Post repair inspections:

Such is to determine if the repair has been carried out to a good-acceptable standard. It is essential that at the time of the aforementioned inspection that a comprehensive detailed estimate-repair invoice is available of the repairs carried out. What must be acknowledged is that with most vehicles, due to the level of both exterior and interior trims, access to either new or repaired panels can at times be somewhat limited.

Chassis/Steering geometry checks:

This can be arranged and overseen in conjunction with one of the area’s leading independent premier repairers.

Cash in lieu settlements:

Cash in lieu settlements (CIL) are requested where the preferred option is to accept a monetary cash settlement rather than have the vehicle repaired. This allows flexibility in deciding what course of action to take in respect of repairing andto what level or selling the vehicle in its damaged condition.

Accident consistency reports:

This is an area where it is of paramount importance that total impartiality is observed when attempting to determine the level of consistency. What has to be accepted is that the structure of most vehicle varies significantly, as does their resistance to impact and absorbency of their respective bumpers. Subsequently the level of damage or profile to one vehicle may not be reflected in the other. This applies even more so in respect of the relevant impacted areas of each vehicle. Paint transfer is also not often present due to the application of ‘clear over base’ paint materials.

Pre purchase inspection: (For registered total loss-repaired vehicles only).

I cannot stress enough that this is an area that is fraught with so many hidden agendas and it is therefore essential that professional advice and experience is sought prior to purchase.

Total loss categories:

A: For vehicles totally or almost totally destroyed and are to be crushed.
B: For spares only. (although have been known to be put back on the road)
C: Repair costs exceed the vehicles pre-accident valuation.
D: Repair costs are less than the vehicles pre-accident valuation.
X: Stolen recovered vehicles with none or little damage.

Note: The present system in many instances does not indicate the actual level of damage sustained or estimated cost repairs. Subsequently, dependant of the vehicles valuation a category D registered vehicle may have sustained a significantly higher level of damage than that of a category C registered vehicle.

Example:

Vehicle A. Pre-accident value: £3,500.00. Repair costs: £4,000.00. Total loss status. C.

Vehicle B. Pre-accident value: £5,000.00. Repair costs: £6,000.00. Total loss status. C.

Vehicle C. Pre-accident value: £18,000.00. Repair costs: £12,600.00. Total loss status. D.

Vehicle D. Pre-accident value: £27,500.00. Repair costs: £19,250.00. Total loss status. D.

Salvage:

This is often a contentious point as most insurers have a contract with salvage agents whereas the individual does not. This is an area where a mutually agreeable compromise should be made.

Right to retain salvage:

In most instances the vehicle owner has the right to retain the salvage of their vehicle.

Disputes: in respect of:

Repair method, repair quality, repair costs, repair viability, vehicle valuation, total loss category, incident consistency.

Mediation:

As in all walks of life there are times when disputes should end in compromise. It is on this basis that a professional such as myself has both the knowledge and many years of experience to agree a mutually acceptable compromise.

HPI checks:

An HPI check will depict if the vehicle has been registered as a previous total loss, date of such and total loss category. Any outstanding finance, number of owners. However regardless of the extent of damage the HPI list all vehicles as extensively damaged which certainly does not applicable in many instances.

Nous: (Rationality-reason-mind-sense-judgment-common sense).
The inclusion of the aforementioned may appear somewhat unusual. However I have, as most of us, come into contact with many professionals whom despite their experience and qualifications, lack several of the aforementioned and cannot colloquially speaking ‘think outside the box’.

Steve Peary. MIMI. MSOE. MIRTE

 

 

 

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Tel. 07770 812 970

 

 

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